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Is It Too Late to Start Investing?

All the financial news outlets and resources say the same thing: Start investing young — and the younger you are, the better. But what happens if you’re closer to 60…

What Is The Prime Rate?

The prime rate is one of the main factors banks use to determine interest rates on loans. If you’re in the market for a new variable rate mortgage or a personal loan, understanding the prime rate and how it works can give you a better grasp on how much you’ll pay and the best time […]

Should You Buy Stocks?

However you choose to invest—retirement plan, investment account or robo-advisor—some portion of your money is bound to end up in stocks. But owning individual shares is surprisingly rare: While 52% of Americans have money invested in the stock market, only 14% put their money in individual stocks. The vast majority of Americans, instead, hold their […]